Important To Know About OSHC Waiting Periods If You Intend On Studying In Australia

 

Moving to a new country to study can be an exciting time. But it's important to make sure you have all your ducks in a row before you go. One of the most important things to consider is your health insurance. In Australia, all international Study In Australia students are required to have Overseas Student Health Cover (OSHC). OSHC is designed to help cover the cost of any medical treatment you may need while you're in the country.

There are a few things you need to know about OSHC waiting periods before you purchase a policy. In this blog post, we'll break down what an OSHC waiting period is and why it's important, as well as give you a few tips on how to avoid any unwanted surprises.

OSHC Waiting Periods: What You Need to Know

An OSHC waiting period is the amount of time you have to wait after purchasing your health insurance policy before you can start using it. The waiting period exists to ensure that people don't wait until they get sick or injured to buy health insurance.

 

There are a few different types of waiting periods that might apply to your situation. The first is the standard waiting period, which is two months for most people. This means that if you need to see a doctor or go to the hospital during those first two months, you'll have to pay for it out of pocket.

 

The second type of waiting period is called a pre-existing condition waiting period. This applies if you have an existing medical condition when you purchase your policy, and it can last up to 12 months. That means if you need treatment for that condition during that time, you'll also have to pay for it out of pocket—even if it's something as simple as going to the doctor for a checkup.

 

Finally, there's the overseas student waiting period. This only applies if you're an international student studying in Australia on a student visa. You won't be covered by Medicare, so you'll need OSHC to cover any medical treatment you might need while you're in the country. The good news is that there's no waiting period for this—you'll be covered from the moment your policy starts.

 

Conclusion:

If you're an international student planning on studying in Australia, it's important to be aware of OSHC waiting periods before purchasing a policy. By doing so, you can avoid any unwanted surprises down the road. And if you have any questions about which policy is right for you, our team of experts at Easy Policy are always here to help. Get in touch with us today and we'll help find the perfect coverage for your needs—no matter what your budget may be.